I'm assuming they've done enough math on this that they know the overall break even point given a 5% default or whatever the case may be.
If they figure your "allowance" is $400, and you get paid $150 from your "final check" because you got fired, I'd imagine the max loan would be $250. Odds are after a few months you are already covering 75% of this anyway with the "savings" they are putting away.
I'm sure for what they eat they more than make up for in an algorithm that forces them to be in the black on each active account.
If they figure your "allowance" is $400, and you get paid $150 from your "final check" because you got fired, I'd imagine the max loan would be $250. Odds are after a few months you are already covering 75% of this anyway with the "savings" they are putting away.
I'm sure for what they eat they more than make up for in an algorithm that forces them to be in the black on each active account.