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Yeah I agree. Not only do I hand off my card, literally everyone I know does so. None have ever had problems. I'm not saying that such fraud never happens, because it obviously does happen. But I don't think it's so overwhelmingly common as is being claimed here.


In my lifetime, I had my card details stolen once (in Washington DC). It was an American Express. They caught it immediately and shipped me a new card before I even noticed.

It was basically “we caught some shady shit, here is your new card number, which will be delivered today”. It is one of the reasons I like Amex. They are johnny-on-the-spot when they get a sniff of fraud.


This source[0] is hardly unbiased, so take this with a heavy dose of "citation needed", but it claims:

> 62 million Americans had fraudulent charges on their credit or debit cards last year alone, with unauthorized purchases exceeding $6.2 billion annually.

However, that jibes with other numbers I've seen.

https://www.security.org/digital-safety/credit-card-fraud-re...


That jives with the number of unauthorized transactions I've had on my cards. 62/260 million adults = about a quarter of adults each year. On average I probably average a fraudulent transaction in a quarter of the years.


> On average I probably average a fraudulent transaction in a quarter of the years.

I’ve had one fraudulent charge in my entire lifetime. Once a quarter seems insane. Are you putting your card info into random websites or something?


He meant once every 4 years not once every quarter.




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