You mentioned not subscribing to socialism or communism, but it's pretty obvious that you haven't deeply considered what a functional society ought to look like through any ideological lens. Commentors below have given great advice about reframing your evaluative criteria. But you might also try learning more about these (socialism, communism) and other social organizing ideologies (anarcho-socialism, libertarianism, low-growth capitalism, etc). There is almost certainly something useful for you in this exploration. Being grumpy because speculative capitalism arbitrarily makes some people wealthy is a waste of your time - that's literally what it was built to do.