I mean, I was more referencing the big epidemic in the US recently, “pig butchering” — basically catfishing with more money involved. Certainly no system alone can make it impossible, but I think even the biggest crypto fans in the world should acknowledge that it makes it much easier, and thus much more common. “Go to this website” is a lot easier/more reasonable ask than “scratch off 20 gift cards and send me the codes”, or whatever western mutual is
Sure, crypto exposes you to potential bad actors in the form of scammers, criminals, etc. Fiat exposes you to potential bad actors in the form of banks, governments, police, etc.
So, whichever represents a bigger threat to you is largely a question of circumstance.