Been feeling like it’s the beginning of the end for a while now… I have good security hygiene, but I am sure enough of my sensitive info has been leaked by various “trusted authorities” (I mean, fucking Equifax) that someone could ruin my life if they wanted to. You just stay vigilant and hope that doesn’t happen I guess.
Just a roll of the dice at this point. The USG has basically mandated that all of your most private identity information be turned over to global bad actors via their AML/KYC regime.
I hear about lives being ruined or even just "identity theft" happening less often than it seemed to, but perhaps it's just my filtering is better. Still, given that to a first approximation the full details necessary for a fraudulent line of credit to be opened in the name of every US adult have been out there multiple times for years, and yet this hasn't happened to everyone, indicates something in the system works against it. Maybe something as simple as physical mail delivery/verification cuts down a lot of avenues of abuse for the average person.
