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toomuchtodo
on July 14, 2023
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Bank transfers as a payment method (2021)
For some history, the biggest US banks built Zelle as a consortium because the Fed didn’t, and the Fed built FedNow because Congress didn’t want community banks beholden to the big banks for access to this capability.
cubefox
on July 14, 2023
[–]
Zelle? Is this the old name of RTP?
toomuchtodo
on July 15, 2023
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They are distinct value transfer rails, but some Zelle payment flow currently does traverse the RTP system currently.
https://www.aciworldwide.com/real-time-payments-for-the-us
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