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On reading the article you would note in the second paragraph that two of the backers are Paypal cofounders. That would lead us to expect Stripe do have a big clue about the fraud issues.

It will only be later that we'll find out what happens behind the scenes. For example Paypal works wonderfully right up until they decide to hold your funds while they investigate. Stripe will probably end up doing something similar and also have similar collateral damage (false positives).

The Stripe FAQ includes a chargeback section which would cover the other likely scenario - people claiming not to have received the item/never made the transaction/it wasn't what they ordered etc.



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