If the price stabilizes then it will become wonderful store of value that you can move safely and privately across the borders. Which might have huge utility in the age of large migrations caused by global warming.
It doesn't look like that on a long term chart. Invention of tether is not visible on it at all.
You can't buy stuff directly for bitcoin yet, but you used to be able to. It was premature and destroyed by volatility. The volatility that goes away bit by bit with every 4 year cycle. Also even now there's really no problem to exchange bitcoin for fiat in most countries. Once you get throught the border with your savings you have whole country to cash them.
I have no idea what wise.com is and I have no idea how long they will stay around. I put nearly zero trust in any single commercial entity when it comes to my long term savings. After a glance I can see that they exist almost as long as bitcoin and they managed to support just 53 currencies so far out of 180 that exist and are most likely exchangable for bitcoin in some way.
