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For me, the 3 key downsides to a single freelancer is:

* You’re totally dependent on a single point of failure. If they get ill, go on holiday or simply disappear, take on another project or go full time somewhere else, then you’re left in the lurch - particularly post-live when you may need additional support/amends/bug fixes.

* I’m yet to find a single freelancer that can project manage, UX, design, write copy and build to a high standard in all areas. You’ll probably need several freelancers.

* Lack of code review. Usually an agency will have several devs on their team, so there should be some form of code review whereas this is less likely with a single freelancer.



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