Well… I’m not expert on DeFi or anything but until the 20th century banks existed and didn’t have this right? But yes, there were runs on banks… but there are no runs on CDs right, and that’s a banking product also? Why not? Well, they’re contractually wrapped up for a time period. What if all DeFi lending is/was similar and crypto contracts locked them up for set periods… would that be an OK and legitimate system then? If not why not?