In the US it looks like some businesses have been refusing to pay rent[1], California has asked banks (who agreed except Bank of America) to freeze mortgage payments for 90 days[2] and there is a national freeze on evictions in the US for residential properties overseen by HUD or backed by Freddie/Fannie Mac[3]. Unfortunately it looks like you're correct in the US, no specific help is guaranteed.
I'd still suggest trying to reach out to your landlord to defer payments if you own a commercial property - some sectors of the economy are fine, but Amazon isn't going to want to move into an old Wendy's for extra office space. Since everyone nation-wide is in the same boat there is some safety in leaning on the crisis. Do try and preserve any liquid assets in your business as long as possible, they may be required for funding an attempt to qualify for relief or to spin up the business on the far side of the virus and that money is more valuable in the pockets of small business than in real-estate owners that, honestly, aren't facing this crunch nearly as hard since their main pressure would be from property tax & utility requirements.
I'd still suggest trying to reach out to your landlord to defer payments if you own a commercial property - some sectors of the economy are fine, but Amazon isn't going to want to move into an old Wendy's for extra office space. Since everyone nation-wide is in the same boat there is some safety in leaning on the crisis. Do try and preserve any liquid assets in your business as long as possible, they may be required for funding an attempt to qualify for relief or to spin up the business on the far side of the virus and that money is more valuable in the pockets of small business than in real-estate owners that, honestly, aren't facing this crunch nearly as hard since their main pressure would be from property tax & utility requirements.
1. https://la.eater.com/2020/3/25/21194144/cheesecake-factory-r...
2. https://www.nytimes.com/2020/03/26/us/90-day-mortgage-relief...
3. https://www.reuters.com/article/us-health-coronavirus-evicti...