why should a college offer therapists? that is not their job. a college should have a medic for emergencies and for all other things the student can go to a doctor's office that specializes in their issue
And why is it a college's "job" to have a medic for emergencies? Isn't that what emergency rooms are for, along with ambulances?
It seems as if your opinion is that a college should have a baseline minimum for protecting students. Some think that minimum should encompass mental health, or financial education.
Are you being serious? Ambulances cannot arrive before in house medics. There are many cases where someone could have been saved if cpr or bandaging started before the ambulance arrived. I don't know of any case where someone was so suicidal that they needed to talk to someone (and wanted to) immediately or else they would commit suicide.
Psychiatry and financial education is not an emergency service that is needed immediately. That would be like offering cancer treatment at the university. If someone has cancer and they need treatment they should go to the hospital.
that would depend on the size of them. typically colleges have large campuses with lots of people "doing" stuff there. in apartments they are not so full in the middle of the day and during the night, not much happens. if however it was a big apartment complex with a doorman and elevator operator then they should have some medical person on call. in my synagogue we have a first aid kit and during large prayers there is someone who knows how to use it. that seems like a good idea
The role of a college has expanded far past just being a collection of faculty, dorms and classrooms. Modern universities and colleges are expected to provide an "experience" with accommodations on par with a fancy resort or spa. And eventually Pournelle's Iron Law takes over.