>But you don't actually need any lenders for that. If all you want is to create new money and give it to people, the government can create money by fiat and just hand it out to all citizens, or pay for government with it in lieu of taxing people. It's the same thing, there is just no interest.

Oh boy. You might want to take an economics class there bud, what you're talking about would just create the same situation Zimbabwe is in. More fiat without anything backing it leads to inflation.