I disagree. 5,300 low level employees actively chose to create fictional bank accounts in order to meet their goals. Even if some middle management tier recommended that they do it, I think it says something about the moral fiber of every one of those employees to be complicit in that.
a) the upper management level (Wells Fargo, Theranos)
from:
b) the employee level, whereby the employees themselves use private data for advantage and personal gain - DraftKings comes to mind here[0][1]
[0] http://www.nytimes.com/2015/10/06/sports/fanduel-draftkings-...
[1] http://www.businessinsider.com/draftkings-daily-fantasy-spor...