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If the bank lost the particular dollar bill that you deposited last week, but offered you a new dollar bill, would you get angry? If you rent a car from the airport every time you visit a city, and it's always been the same car, but you show up one night and they they tell you the car was in an accident and they'll get you another car, would you be angry?


A more relevant question is: Would you be angry if you lost $500,000 because your bank only insured $150k?




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