Now that would be innovative.

hledger is amazing.

Local AI models are getting a lot better. If you have the capability to run them, you could automate this yourself using your own browser automation, actually. It is rather fiddly, as mentioned in the post, but is absolutely doable, and probably the only option, at least for now, where you wouldn't need to provide your credentials to a third party.

Plaid does do screen scraping for smaller banks, but they have agreements for OAuth-based access with most of the largest institutions.

That's so awesome! You should open source this. Wish we had this in the US, would make things so much easier.

The main reason I do it, at least, is because the insights it provides (as someone who's interested in spending patterns/investing/etc.) are actually quite useful. With even a very basic prompt, I've found things that were otherwise completely missed.

Making it secure is actually quite hard, but that's why we're spending an enormous amount of time thinking about that.

Yeah, I actually agree with you -- this is something that needs a ton of guardrails. It'll take a lot of thought to build correctly.

Yes, give it a try! I did this on my own first before deciding to make it "a thing." It's actually a really fun project and gives you a ton of insight into your finances. I'd recommend it.

Looks pretty good! Give it a try and let us know how it works?

Yup, it would be really awesome if this concept was deployed in the US. Unfortunately, open standards don't seem to gain as much traction here outside of the tech industry.

Have you tried browser automation?