First, don't park it in actual cash or you'll lose value to inflation which is currently running high. At a minimum put it in treasuries.
Second, trying to time the market is almost always a suboptimal strategy. The question is when will you likely need the money? If you won't need it for 10 years or more, keep it in index funds. Otherwise, treasuries.
There is no way the US’s leaders let the prices of publicly traded securities go down or even stagnate relative to the US dollar. These publicly traded securities make up a significant portion of the US leaders’ and most active voters’ assets, plus almost all state and local US governments depend on the securities’ price growth to meet their deferred compensation obligations.
The alternative to risk in US securities isn’t the USD, it’s a stake in other stable countries with resources.
Historically even if you invest into index at the worst possible time (prior to a crash) and keep holding you still outperform inflation long term. Timing the market is impossible. Just keep an emergency fund in a money market or savings account and hold the rest.
Just need a larger emergency fund to mitigate the risk, especially if you work in tech and you feel the crash would heavily impact your labor earnings (including possibly extended unemployment)
Others have given practical replies, so here's a philosophical one: Sometimes it's just not practical to make much money from being right.
I want to acknowledge and empathize how much it sucks, while also putting it out there so that nobody suffers blaming themselves for something that might not be achievable.
Disclosure: I've been waiting-and-seeing too long myself, and I should probaby stop trying to time/strategize.
BRK has been roughly flat since the beginning of 2025; you might be better off in bonds or money markets (depending on your beliefs about near-term inflation).
Greg Abel has mostly replaced Buffet. Neither really care about the market as a whole. They're willing to buy any reasonably priced security with a promising future regardless of where the rest of the market is at. It's just that there are usually more of these available when the market is down.
Not that I have any skills in stock-picking whatsoever, but couldn't the recent lukewarm performance not also be an argument for BRK?
I mean their cash pile is also invested in money markets (so you get that), and the rest of the portfolio consists of quality companies where their (combined) valuation didn't explode in the last 1,5 years. So it's an opportunity to invest into something that might not be overheated.
While I didn't know it did for cars, Garmin is one of the most popular manufacturers of airplane avionics (which are basically plane "infotainment" screens), so I guess it makes sense.
Garmin makes so many things, from dome radars to bicycle lights, to car audio and golf gear, and everything in-between. All of the stuff I've bought with Garmin also manages to be really high quality and long-lasting. Not affiliated, guess I'm just a happy customer.
They probably just don’t need them anymore. Obviously they are confident that their AI workers are doing a good enough job, and my feeling is that they aren’t planning on creating any groundbreaking new software anytime soon that requires the same number of human engineers to do the work. I think it’s potentially a canary in the coal mine type of warning for the rest of the industry. If a company like Meta doesn’t think it needs the headcount, then other big companies will likely soon follow.
I just did a quick test with a N920 on Windows (Zadig installed, WebUSB stub installed) and I get the popup from Firefox and see the N920 in the extension but WMDpro fails with "Transfer error"
I'm in an online course right now (teachers college) that requires weekly discussions. I feel like every discussion is just AI responding to AI. As a student I think it's lame, I'm sure the profs do too. I'm not totally against AI usage as it is incredibly helpful with spelling and grammar, what I hate is reading meaningless, vague and uninteresting discussion posts week after week. There is nothing personal or interesting about anything anyone posts because its all done by AI.
