So why would anyone give a loan to someone who can't legally work? If it's really spouse that's the sole earner, why not have the spouse take out the loan?
>1) People get loans against assets literally all the time.
Typically in these cases, there's actually a source of income. You have to pay back the loan, after all. Otherwise I struggle to imagine why anyone without income but with plenty of assets would take out a loan, and having such documentation requirements would greatly inconvenience them. All this feels like a fig leaf for allowing workers lacking work visas to live and work in the US, while turning a blind eye.
>2) People can live and work in different places.
Again, is this something that actually happens, or is it just a contrived scenario? Is there really a large contingent of people working Mexico and then commuting back and forth to the US? They can't get a loan in Mexico?
> "Typically in these cases, there's actually a source of income."
You mean that there's a demonstrated ability to repay the loan, which isn't the same thing. I say this as a person who has taken many loans in my life, including ones while not working. Anyway that's up to the lender to sort out isn't it?
> "Otherwise I struggle to imagine why anyone without income but with plenty of assets would take out a loan"
Just because you struggle to imagine doesn't mean it isn't common for reasons you don't know or think about. I think this just shows some missing awareness about how things really work in the world more than anything else. Even Elon Musk, the richest man in the world, has billions of dollars in outstanding loans that he could repay today if he wanted to. I think a good place to start is to investigate why.
> "All this feels"
I get it. But I think we've established that you haven't considered the way these systems actually work, so your feelings probably aren't fully contextualized.
> "is this something that actually happens"
Given that I said that I did it personally, why is my story more contrived than the imaginary people in your head that you don't know anything about?
> "They can't get a loan in Mexico?"
I think this question is a non-sequitur. On what basis should someone's right to do something in place A have any bearing on their right to do something in place B?
>Even Elon Musk, the richest man in the world, has billions of dollars in outstanding loans that he could repay today if he wanted to.
If billionaires who lack work visas can't get an auto loan because of their stock borrowing schemes, that's fine by me. I don't think progressives would have much sympathy for billionaires in the first place anyways.
More to the point people who are actually engaging in this sort of stuff probably either have citizenship, or can buy citizenship so that they're not living in the country undocumented, so your counterexample doesn't work.
>Just because you struggle to imagine doesn't mean it isn't common for reasons you don't know or think about. I think this just shows either a lack of awareness about how things really work in the world more than anything else.
You know, it's pretty ironic how you interpret my lack of ability to imagine a scenario as "lack of awareness", but you can't think of an actual working example either. You do however, seem to have enough time and words to excoriate me, so why you try again and skip the insults?
> "you can't think of an actual working example either"
I gave you the biggest working example in the world, the one where a person definitively has no objective need to take loans and does so anyway because it's deemed advantageous, and what you did in response instead of saying "oh damn, you're right, I did forget that in fact people take loans all the time against assets vs income" was try to rewrite the discussion around how progressives feel about billionaires.
> "people who are actually engaging in this sort of stuff ... either have citizenship, or can buy citizenship"
I am not rich enough to buy citizenship anywhere, and yet here I am. Your estimation of how things work is not complete.
> "so that they're not living in the country undocumented"
This is the second time now in this thread that you've replaced lack of right to work with something else entirely.
>I gave you the biggest working example in the world, the one where a person definitively has no objective need to take loans and does so anyway because it's deemed advantageous, and what you did in response instead of saying "oh damn, you're right, I did forget that in fact people take loans all the time against assets vs income" was try to rewrite the discussion around how progressives feel about billionaires.
Are you forgetting the whole context for this conversation was over people who lack authorization to work but somehow need (and can get) auto loans? Bringing up Elon Musk, who is a US citizen only fulfills half of that requirement. Not to mention he'd be getting a portfolio loan on his stock, which gets him cash, obviating the need for an auto loan specifically. Then you pretend that was the entire argument, and trying to dunk on me for not accepting it.
people commuting across borders just for work is legitimately very common all over the world. Although I'd assume they'd be able to easily secure a loan in at least ONE of those places.
Protip: select the items in the canvas you want in your SS and 'copy to clipboard as PNG' instead of a screen shot and you can get transparent PNGs of diagrams or of detailed subsets of a larger diagram easily.
Excalidraw has a 1 click 'sloppiness' change. We do drafts and ideation in 'full sloppy' mode, to indicate to the reader that this is not fully thought through, or a final documented decision. Once we've gotten through discussions and analysis, the final diagram is changed to be 'not sloppy', and the font changed from handwriting to a san serif font.
It's pretty effective to immediately communicate to folks that 'this is a concept' approach. Too many people instantly jump to conclusions about diagrams - if it's written down it must be done / fixed / formal.
That’s kinda what I figured. At this point it seems like they all have the same general configuration of coolers and shelves and the same cameras all angled in the same setup everywhere so I assume it’s all down to one very strict CV model or something…
My clients (extremely large) AWS based infrastructure experienced no downtime this year.
So, if it's based on some random person's clients, it's not clearly better at all.
I don't use cloud flare for anything, so no comment there.
Having more money than free time but still wanting a thing to get done.
Lots of folks pay good money for hobbies (video games, golf fees, bicycle purchases, etc.).
You could deduct them if you have a corporation with some reasonable claim to the IP behind the projects, or a clear business reason for needing the features. There’s probably no clear settled tax law on the specific topic, but I’m sure it would pass an audit as long as there isn’t some egregiously obvious non-business related work being bountied.
